VICTORIA PREMIUM AUTOMOBILES2

Victoria Premium Automobiles Ltd.
1859 Blanshard Street
Victoria, BC V8T 4H9
Phone: 250-380-0581 | Fax: 250-380-0823
Monday to Thursday 9:00 am to 7:00 pm
Friday to Saturday 9:00 am to 6:00 pm | Sunday By Appointment Only

Victoria Automobile Blog
Services

Services (14)

Victoria Premium Automobile's Clearance Showroom

We are clearing out pre-owned inventory! That means you can save on premium quality, pre-owned vehicles!

The clearance showroom will be updated each month. Subscribers to our newsletter will have the first opportunity to view  these premium quality vehicles before the sale is extended to the public.

Visit us soon to take advantage of these great deals!

Onsite financing services are available - you can also apply online with Victoria Premium Automobile's Express Financing Application and get pre-approved for financing prior to visiting.

NEW HOME, NEW MORTGAGE, NEW PRIORITIES?

VEHICLE DOWNSIZE

ACCESS VEHICLE EQUITY
Vehicle equity can be turned into cash.

ELIMINATE MONTHLY PAYMENTS

Get out from under high monthly vehicle financing expenses.

REMAIN MOBILE

Stay in the driver’s seat in a reliable, less expensive, debt-free vehicle.

LESS DEBT = BETTER HOME PURCHASE OPPORTUNITIES

Realize your dream of home ownership once your high cost, high-finance vehicle is removed from your monthly expenses.

LEARN MORE

FREE UP MONEY WITH A VEHICLE DOWNSIZE

FREE UP MONEY WITH A VEHICLE DOWNSIZE
Do you need to free up money for a new home purchase? Do you want to reduce monthly expenses to qualify for a mortgage? Or are you just looking for ways to save money?
Victoria Premium Automobiles may have the answer.
Your vehicle is a monthly expense which can and should be managed – especially if you are burdened with big monthly financing charges.
Speak to Victoria Premium Automobiles to learn how a vehicle downgsize can free up cash while ensuring you have the transportation you require.

LEARN MORE


DOWNSIZE TO MOVE FORWARD

A vehicle purchase is usually the first, significant financial obligation a person makes.
Financed or purchased outright, a vehicle is often a necessary expense and obligation.
However, when it comes to buying a car, you may have gone above-and-beyond your practical needs and ended up paying a lot of additional money to get a better brand with additional luxuries.
This is fine, just so long as you can afford it.

LIFE CHANGES, NEW PRIORITIES
Times change, priorities change, needs change.
Now a home purchase and mortgage is a priority. But to qualify, your monthly expenses must be reduced.
That large SUV, sports car or luxury sedan consuming significant portions of your monthly budget through high-financing rates, higher insurance rates, rising gas prices and increasing maintenance costs may be the only thing standing between you and your new home purchase.
Downsizing your current vehicle might help you save money and get you into your new home.
Talk to Victoria Premium Automobiles to learn how a vehicle downsize can reduce your monthly expenses and help you qualify for that new home and that mortgage.

LEARN MORE

HOW MUCH IS YOUR VEHICLE REALLY COSTING YOU?

FINANCING
If you are financing a vehicle, then your monthly payment should figure into the cost of ownership. The longer your term is, the lower the monthly fees – but they do come at a price. Longer financing terms tend to drive interest rates up, which amounts to a higher price for the vehicle. According to Consumer Reports, interest accounts for about 11 per cent of ownership expenses over five years.

DEPRECIATION

The biggest expense. While its not something you actually pay extra for, it does have a big impact on your total cost of ownership. A simple way to think of depreciation is as the value your vehicle loses off the price you paid as it gets older or the difference between what you paid and what you could get if you decided to sell. On average, a vehicle loses about 65 per cent of its value over five years, while amounting to 48 per cent of overall ownership expenses – according to Consumer Reports.

INSURANCE
Insurance rates vary depending on factors such as gender, age, driving record, vehicle type and so on.

LEARN MORE

 

 

The start of the school year is only days away!

Make back-to-school special with a great used, premium-quality vehicle. Victoria Premium Automobile has a number of ideal vehicles that will make the return to school safe, reliable and affordable.

Whether you just got your license, you are heading off to college, or you need to drive the kids to school, VPA has a great vehicle option for you!

Check out our best cars for going back to school.

Victoria Premium Automobile's Clearance Showroom

We are clearing out pre-owned inventory! That means you can save on premium quality, pre-owned vehicles!

The clearance showroom will be updated each month. Subscribers to our newsletter will have the first opportunity to view  these premium quality vehicles before the sale is extended to the public.

Visit us soon to take advantage of these great deals!

Onsite financing services are available - you can also apply online with Victoria Premium Automobile's Express Financing Application and get pre-approved for financing prior to visiting.

2.9% LEASE RATES ON SELECT VEHICLES OAC

We are offering fantastic lease rates on select premium quality vehicles, OAC.

That means you can save money with low lease rates on premium quality, pre-owned vehicles!

Contact Victoria Premium Auto soon to take advantage of these great deals!

Onsite financing services are available - you can also apply online with Victoria Premium Automobile's Express Financing Application and get pre-approved for financing prior to visiting.

Victoria Premium Automobile's Clearance Showroom

We are clearing out pre-owned inventory! That means you can save on premium quality, pre-owned vehicles!

The clearance showroom is updated at the end of every month.

Subscribers to our newsletter will have the first opportunity to view  these premium quality vehicles before the sale is extended to the public.

Sign up today to receive news on exclusive sales opportunities.

Visit us soon to take advantage of these great deals!

Onsite financing services are available - you can also apply online with Victoria Premium Automobile's Express Financing Application and get pre-approved for financing prior to visiting.

There is nothing like hitting the winding road in the summer with the top down. Victoria Premium Automobiles offers a range of premium quality and premium condition convertibles.

Onsite financing services are available - you can also apply online with Victoria Premium Automobile's Express Financing Application and get pre-approved for financing prior to visiting.

Great spring weather means big demand for convertible vehicles so be sure to visit Victoria Premium Automobiles and find your ideal car for spring and summer 2016.

  • 2001 Jaguar XK8
    $14,800

    Classic Jaguar convertible styling with only 121,412 kms. Recently through the shop at the local Jaguar dealership, ask to see the bill. Thoroughly reconditioned and professionally detailed. Includes ...

  • 2008 BMW 135
    $22,800

    Awesome BC convertible since new with 110,720 kms. Plenty of power and the M Sport package for improved handling. Thoroughly reconditioned and professionally detailed. Includes a CarProof and Pre-Purc...

  • 2005 Mercedes-Benz SL 65 AMG
    $56,800

    A true luxury supercar with only 63,810 kms. Too many features to mention. Must be driven to appreciate the incredible combination of performance and luxury. Reconditioned and professionally detailed....

  • 2007 Jaguar XK
    $31,800

    Classic Jaguar convertible styling with only 121,412 kms. Recently through the shop at the local Jaguar dealership, ask to see the bill. Thoroughly reconditioned and professionally detailed. Includes ...

  • 2008 BMW 335
    $28,800

    Fantastic hard top convertible for all season driving and only 67,120 kms. Loaded with features and great driving performance. Thoroughly reconditioned and professionally detailed. Includes a CarProof...

  • 2002 Ford Thunderbird
    $24,800

    Gorgeous BC vehicle with only 63,042 kms. Removable hardtop and power soft top provides options for true four season driving conditions. Thoroughly reconditioned and professionally detailed. Includes ...

Media

VPA Financing Application

Express Financing Application

Get pre-approved for financing. Fill the form below and we will contact you shortly.

Victoria Premium Automobiles can help with unique financing options for any circumstance

As a car buyer, you understand the need to carefully research the make and model of a vehicle before buying. But unless you are paying cash for that car or truck, there is also a need to take time to learn the pros and cons of available financing options.

Financing Your Purchase

So, you’ve fallen in love with the perfect car?

Before you drive it off the lot, here are a few things to keep in mind as you work your way through the vehicle financing paperwork needed to assume ownership.

Consider your financing options

You may want to turn to your bank or credit union, but how can you be sure you are getting the best rates and the most flexible terms? It is difficult for various reasons. Victoria Premium Automobiles works with lenders who offer flexible terms, competitive rates and quick turnaround.

Talk to Victoria Premium Automobiles and find out what they can do for you.

Victoria Premium Auto has invested time and resources gathering the best inventory.

This care extends to helping purchasers take ownership: when the moment comes, Victoria Premium Automobiles also wants to make sure you have access to the money, on the best terms you need to complete the deal.

This is where experience can come into play.

Dealerships such as Victoria Premium Automobiles understand that many customers will need to finance their vehicle purchase. It’s normal for this part of the process to be stressful – especially if you haven’t talked to lenders and do not know that there are financing options to suit almost every purchaser and every situation.

When considering financing options, you’ll need to look at a few specifics:

  • The vehicle model, mileage, age and cost
  • How much of a down payment you have
  • Your credit history
  • Financial information, such as income, as well as the amount of time you’ve been at your current job and in your current home.
Concerned about your credit, life events?

Even if your credit has been affected by unfortunate circumstances, including divorce or bankruptcy, Victoria Premium Automobiles, through our financing providers, will work with you to see if a financing plan can be found to meet your and unique circumstances.

If you’re concerned about your credit history, there are options to help you get the car you want while also rebuilding your credit score.

Financing Flexibility and Options

VPA Financing will present your requirements to a range of lenders and then you can decide which financing option best fits your needs. Borrow for the car you want, within your budget.

 Contact Victoria Premium Automobiles today to discuss vehicle financing purchase options or fill out our online submission form and we will be back in touch.

 

Be the First to Know!

Take advantage of our best offers and exclusive promotions. Victoria Premium Autos is offering presale alerts and special reduced prices to VPA members only. Sign up today to get on VPA's Exclusive Sales & Offers notice list to ensure you are among the first to know about upcoming and presale events.

Receive Notices and News on Exclusive Sales Opportunities & Offers - Sign Up Today!

* required

*

*

*








Email & Social Media Marketing by MarketIQ

 

Used Vehicle Financing

Victoria Premium Automobiles uses well known banks and leasing companies.

Please complete our Online Credit Application to begin the pre-approval process today and we will contact you after you've submitted the application.

Victoria Premium Automobiles Ltd.
1859 Blanshard Street
Victoria, BC V8T 4H9
Phone: 250-380-0581
Monday to Saturday 9:00 am to 6:00 pm | Sunday By Appointment Only